Murrieta, CA Real Estate & City Guide | Homes, Schools & Market Data | FIG
Murrieta Real Estate & Mortgage
Get Pre-Approved & Find Your Dream Murrieta Home—All in One Place. We handle your home search and your financing under one roof. Save time, money, and stress with seamless, personalized solutions for buying, selling, or refinancing in Murrieta.
Southern California Real Estate Agents & Mortgage Lenders Under One Roof
FIG Homes & Loans (formerly known as FIG MORTGAGES) is the evolution of a decade of elite wholesale lending. Having funded over $2 billion in loans, we have expanded to provide statewide California real estate brokerage services alongside our nationwide mortgage operations.
Headquartered in Temecula/Murrieta, our team holds a California DRE broker license valid in every county. Whether you're buying a home in Menifee, selling in Riverside, or refinancing a jumbo mortgage in San Diego, we eliminate the friction between agent and lender by housing both experts under one roof.
- California DRE broker license — statewide buyer and seller representation
- NMLS-licensed mortgage brokers with access to 220+ wholesale lenders nationwide
- One point of contact from pre-approval to closing
- $2,000 Best Price Guarantee on every mortgage quote (49 states)
Combining elite real estate acquisition with bespoke mortgage financing under one roof.
$2,000
California Best Price Guarantee
"Already have a Loan Estimate? Bring us your approved offer and we'll beat it. If we can't beat your best written quote by $2,000 in total 5-year costs, we pay you $2,000."
Why can we offer a $2,000 Best Price Guarantee when traditional banks and retail lenders cannot? The answer is simple: wholesale access. Retail banks are restricted to selling only their own internal loan products, often with higher margins built in. As an independent wholesale mortgage broker, we shop your scenario across more than 220 different lenders. This fierce competition forces lenders to offer their absolute best wholesale mortgage rates, allowing us to consistently beat retail pricing and pass the savings to you.
Available on all mortgage applications in 49 states. Not available in Washington.
Upload Estimate
Bring us a Loan Estimate from another lender.
We Beat It
We match or beat the offer, or you close with them.
Get Paid
Send your final closing documents. We pay you $2,000.
California Listings
Discover hand-picked homes across California's most desirable neighborhoods. Browse our latest featured properties below.
Comprehensive Mortgage Calculator
Estimate your monthly payments, factor in extra payments, explore ARM scenarios, and view your amortization schedule.
Loan Details
Amortization & Payoff
Term Comparison
10-Year
$4,542
Interest: $145,030
Total: $545,030
15-Year
$3,484
Interest: $227,197
Total: $627,197
20-Year
$2,982
Interest: $315,750
Total: $715,750
30-Year
$2,528
Interest: $510,178
Total: $910,178
*Comparison based on current principal and interest rate. Taxes and insurance not included in these figures.
Monthly Breakdown
Compare California Cities
Side-by-side analysis of mortgage payments, property taxes, historical trends, and lifestyle factors across our primary markets.
| Factor | Murrieta | Temecula |
|---|---|---|
| Median Home Price | $775,000 | $766,000 |
| Historical Price Trend | +4.2% YoY | +4.5% YoY |
| Property Tax Rate | 1.25% | 1.35% |
| Est. Monthly Payment | $4,851 | $4,860 |
| Safety Grade | A- | A |
| School District | Murrieta Valley USD | Temecula Valley USD |
| Mello-Roos Taxes | Yes | Yes |
| City Vibe | Suburban Family | Wine Country / Resort |
*Monthly payment estimates assume a 20% down payment, 6.5% interest rate, and include estimated property taxes and insurance. Actual rates and payments will vary based on credit score, loan program, and specific property assessments. Historical trends are approximate YoY averages.
Southern California Real Estate Agents &
Mortgage Lenders Under One Roof
We eliminate the friction between agent and lender. Whether you are buying in Menifee or selling in San Diego, our dual-licensed team handles everything from search to closing across Southern California.
Buy a Home in Southern California
Search Southern California listings, schedule tours, negotiate offers, and close with a licensed DRE broker who knows the local market.
- Southern California DRE representation
- Deep expertise in SoCal markets
- Fiduciary commitment to your goals
Finance Your Southern California Home
Shop 220+ wholesale lenders for the best rate. We underwrite fast, secure the lowest costs, and close in 21–30 days.
- Top 1% wholesale lender access
- $2,000 Best Price Guarantee
- FHA, VA, Jumbo, and Conventional
Local Expertise Where You Live
We are licensed across all of California, with deep roots and specialized market knowledge throughout Southern California.
Inland Empire
Murrieta • Temecula • Menifee
San Diego County
San Diego • Chula Vista • La Jolla
Riverside County
Riverside • Corona • Moreno Valley
Orange County
Irvine • Newport Beach • Anaheim
Los Angeles
Downtown LA • San Fernando Valley • South Bay
"Working with FIG was the best decision we made. They secured our VA loan and helped us beat out three other offers. We closed in just 21 days with a rate of 5.75%!"
Sarah J.
"As an investor, I needed a broker who understood alternative financing. They set up a DSCR loan for my new rental property and saved me over $3,500 in closing costs."
Mike T.
"We thought buying our first home would be impossible, but they found an FHA program that worked perfectly for our budget. The dual agent and lender model made everything so easy."
Elena R.
Mortgage Programs for California Buyers
We offer an extraordinary array of mortgage solutions tailored to the California real estate market.
First-Time & Low Down Payment
Accessible pathways to homeownership. Maximize your buying power with FHA loans designed for Riverside County loan limits, or take advantage of high demand for VA loans near Camp Pendleton.
Luxury & High-Balance
Specialized financing for executive estates. Secure competitive Jumbo financing for high-value properties in coastal San Diego and Orange County where standard conforming limits fall short.
Investment & Alternative Income
Scale your portfolio with loans that qualify based on property cash flow. Leverage DSCR loans for rental properties in the Inland Empire or finance your Temecula short-term rental using alternative income documentation.
Equity & Retirement
Leverage your home's equity. Tap into your home's value to fund the California ADU construction boom or secure a HELOC for major renovations without touching your first mortgage.
Frequently Asked Questions
Find answers to common questions about our real estate process, mortgage programs, and elite services.
Ready to Buy, Sell,
or Refinance?
From home search to closing — one team, one mission, all of California.
Direct Contact
Phone
(714) 908-7444Address
41593 Winchester Rd Ste 200
Temecula, CA 92590
Business Hours
Monday - Friday: 9:00 AM - 6:00 PM PT
Saturday by appointment | Sunday closed